2020 Medicare Part B Income-Related Monthly Adjustment Amounts

2020 Medicare Part B Income-Related Monthly Adjustment Amounts

Since 2007, a beneficiary’s Part B monthly premium is based on his or her income. These income-related monthly adjustment amounts (IRMAA) affect roughly 7 percent of people with Medicare Part B. The 2020 Part B total premiums for high-income beneficiaries are shown in the following table:

Beneficiaries who fileindividual tax returns with income:Beneficiaries who filejoint tax returns with income:Income-related monthly adjustment amountTotal monthly premium amount
Less than or equal to $87,000Less than or equal to $174,000$0.00$144.60
Greater than $87,000 and less than or equal to $109,000Greater than $174,000 and less than or equal to $218,00057.80202.40
Greater than $109,000 and less than or equal to $136,000Greater than $218,000 and less than or equal to $272,000144.60289.20
Greater than  $136,000 and less than or equal to $163,000Greater than $272,000 and less than or equal to $326,000231.40376.00
Greater than $163,000 and less than $500,000Greater than $326,000 and less than $750,000318.10462.70
Greater than or equal to $500,000Greater than or equal to $750,000347.00491.60

Premiums for high-income beneficiaries who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows:

Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses:Income-related monthly adjustment amountTotal monthly premium amount
Less than or equal to $87,000$0.00$144.60
Greater than $87,000 and less than $413,000318.10462.70
Greater than or equal to $413,000347.00491.60